Financial risks

Business risks

Strategic risks

Cdt

liqt

intretrt

exchg

Equity

Total

opert

Complc

risk managmt

comptve

Legal

Total

systmc

markt

rlest

reput

eco

Total

N

%

2006

Accept

0

0

0

1

0

1

0

3

0

2

16

21

0

0

0

0

0

0

22

3.37

Reduce

39

57

1

0

0

97

47

20

7

53

30

157

0

3

48

50

47

148

402

61.56

Transfer

20

2

58

31

7

118

0

0

0

3

2

5

0

56

1

2

2

61

184

28.18

Avoid

0

0

0

0

0

0

0

35

0

1

8

44

0

0

0

1

0

1

45

6.89

Mean

2.34

2.03

2.98

2.94

3

2.54

2

3.16

2

2.05

2.04

2.32

2.95

2.02

2.08

2.04

2.3

2.39

Total

59

59

59

32

7

216

47

58

7

59

56

227

0

59

49

53

49

210

653

100

%

100

100

100

54.2

11.9

79.7

98.3

11.9

100

94.9

100

83.1

89.8

83.1

2007

Accept

0

0

0

1

0

1

0

3

0

2

16

21

0

0

0

0

0

0

22

3.34

Reduce

35

58

1

0

0

94

47

20

7

55

32

161

0

3

50

52

49

154

409

62.16

Transfer

24

1

58

31

7

121

0

0

1

1

0

2

0

56

2

0

1

59

182

27.66

Avoid

0

0

0

0

0

0

0

35

0

1

8

44

0

0

0

1

0

1

0

0.00

Mean

2.41

2.02

2.98

2.94

3

2.56

2

3.16

2.13

2.02

2

2.30

2.95

2.04

2.04

2.02

2.28

2.11

Total

59

59

59

32

7

216

47

58

8

59

56

228

0

59

52

53

50

214

658

100

%

100

100

100

54.2

11.9

79.7

98.3

13.6

100

94.9

100

88.1

89.8

84.7

2008

Accept

0

0

0

1

0

1

0

3

0

2

16

21

0

0

0

0

0

0

22

3.26

Reduce

29

57

1

0

0

87

49

20

10

56

32

167

0

3

53

55

55

166

420

62.31

Transfer

30

2

58

32

7

129

0

0

0

0

0

0

0

56

2

0

0

58

187

27.74

Avoid

0

0

0

0

0

0

0

35

0

1

8

44

0

0

0

1

0

1

45

6.68

Mean

2.51

2.03

2.98

2.94

3

2.59

2

3.16

2

2

2

2.29

2.95

2.04

2.04

2

2.27

2.38

Total

59

59

59

33

7

217

49

58

10

59

56

232

0

59

55

56

55

225

674

100

%

100

100

100

55.9

11.9

83.1

98.3

16.9

100

94.9

100

93.2

94.9

93.2

2009

Accept

0

0

0

1

0

1

0

3

0

2

16

21

0

0

0

0

0

0

22

3.21

Reduce

26

58

1

0

0

85

52

20

12

56

32

172

0

3

54

56

55

168

425

61.95

Transfer

33

1

58

34

10

136

0

0

0

0

0

0

0

56

2

0

0

58

194

28.28

Avoid

0

0

0

0

0

0

0

35

0

1

8

44

0

0

0

1

0

1

45

6.56

Mean

2.56

2.02

2.98

2.94

3

2.61

2

3.16

2

2

2

2.28

2.95

2.04

2.04

2

2.26

2.38

Total

59

59

59

35

10

222

52

58

12

59

56

237

0

59

56

57

55

227

686

100

%

100

100

100

59.3

16.9

88.1

98.3

20.3

100

94.9

100

94.9

96.6

93.2