| Variable | Coefficient | Std. Err. | z |
| [95% Conf. | Interval] | Odd Ratio |
| Belt |
|
|
|
|
|
|
|
| Moutain | 0 |
|
|
|
|
| 1 |
| Hill | 0.28 | 0.07 | 4.04 | 0 | 0.14 | 0.42 | 1.32 |
| Terai | 0.76 | 0.07 | 10.56 | 0 | 0.62 | 0.90 | 2.14 |
| Age group |
|
|
|
|
|
|
|
| 00 - 20 | 0 |
|
|
|
|
| 1 |
| 21 - 45 | 2.27 | 0.05 | 46.48 | 0 | 2.17 | 2.36 | 9.65 |
| 46 and above | 2.29 | 0.05 | 43.18 | 0 | 2.19 | 2.40 | 9.91 |
| Education |
|
|
|
|
|
|
|
| Illiterate - Class 10 | 0 |
|
|
|
|
| 1 |
| S.L.C /Under-graduate | −0.48 | 0.07 | −6.56 | 0 | −0.63 | −0.34 | 0.62 |
| Graduate or above | −0.48 | 0.14 | −3.38 | 0.001 | −0.76 | −0.20 | 0.62 |
| Poverty status |
|
|
|
|
|
|
|
| Poor | 0 |
|
|
|
|
| 1 |
| Nonpoor | 0.19 | 0.05 | 3.72 | 0 | 0.09 | 0.30 | 1.21 |
| Per capita income per month |
|
|
|
|
|
|
|
| Less than Rs. 800 | 0 |
|
|
|
|
| 1 |
| 800 - 1100 | −0.03 | 0.06 | −0.44 | 0.662 | −0.14 | 0.09 | 0.97 |
| 1100 - 2000 | 0.20 | 0.06 | 3.65 | 0 | 0.09 | 0.31 | 1.22 |
| More than Rs. 2000 | 0.43 | 0.06 | 6.97 | 0 | 0.31 | 0.56 | 1.54 |
| Employment status |
|
|
|
|
|
|
|
| Self employed in agriculture | 0 |
|
|
|
|
| 1 |
| Self employed in trade | −0.12 | 0.10 | −1.27 | 0.203 | −0.31 | 0.07 | 0.88 |
| Wage employment in agriculture or non-profession | −0.48 | 0.06 | −7.60 | 0 | −0.61 | −0.36 | 0.62 |
| Wage employment in profession | −0.14 | 0.13 | −1.08 | 0.281 | −0.39 | 0.11 | 0.87 |
| Agriculture land |
|
|
|
|
|
|
|
| Not farm household | 0 |
|
|
|
|
| 1 |
| Farm household | −0.54 | 0.05 | −11.07 | 0 | −0.64 | −0.45 | 0.58 |
| Ethnicity |
|
|
|
|
|
|
|
| Hill Brahmin/Chhetry | 0 |
|
|
|
|
| 1 |
| Hill/Terai indigenous | −0.34 | 0.05 | −7.06 | 0 | −0.43 | −0.24 | 0.71 |
| Newaa/Pahari | −1.11 | 0.07 | −15.91 | 0 | −1.24 | −0.97 | 0.33 |
| Dalits | −0.32 | 0.07 | −4.67 | 0 | −0.46 | −0.19 | 0.73 |
| Terai high cast | −1.42 | 0.14 | −10.37 | 0 | −1.69 | −1.15 | 0.24 |
| Terai middle caste | −0.99 | 0.08 | −12.78 | 0 | −1.14 | −0.84 | 0.37 |
| Other minorities | −1.46 | 0.10 | −14.36 | 0 | −1.65 | −1.26 | 0.23 |
| Constant | −2.14 | 0.10 | −22.02 | 0 | −2.33 | −1.95 |
|