| Variable | Coefficient | Std. Err. | z |
| [95% Conf. | Interval] | Odd Ratio |
| Belt |
|
|
|
|
|
|
|
| Moutain | 0 |
|
|
|
|
| 1 |
| Hill | 1.14 | 0.18 | 6.20 | 0 | 0.78 | 1.50 | 3.12 |
| Terai | 1.65 | 0.18 | 8.95 | 0 | 1.29 | 2.01 | 5.19 |
| Age group |
|
|
|
|
|
|
|
| 00 - 20 | 0 |
|
|
|
|
| 1 |
| 21 - 45 | 1.09 | 0.09 | 12.85 | 0 | 0.93 | 1.26 | 2.99 |
| 46 and above | 2.00 | 0.09 | 23.40 | 0 | 1.83 | 2.16 | 7.37 |
| Education |
|
|
|
|
|
|
|
| Illiterate - Class 10 | 0 |
|
|
|
|
| 1 |
| S.L.C /Under-graduate | 0.38 | 0.10 | 4.00 | 0 | 0.20 | 0.57 | 1.47 |
| Graduate or above | 0.78 | 0.16 | 4.80 | 0 | 0.46 | 1.10 | 2.18 |
| Poverty status |
|
|
|
|
|
|
|
| Poor | 0 |
|
|
|
|
| 1 |
| Nonpoor | 0.31 | 0.10 | 3.04 | 0.002 | 0.11 | 0.51 | 1.37 |
| Per capita income per month |
|
|
|
|
|
|
|
| Less than Rs. 800 | 0 |
|
|
|
|
| 1 |
| 800 - 1100 | 0.23 | 0.10 | 2.18 | 0.029 | 0.02 | 0.43 | 1.25 |
| 1100 - 2000 | 0.37 | 0.10 | 3.83 | 0 | 0.18 | 0.55 | 1.44 |
| More than Rs. 2000 | 0.70 | 0.10 | 7.17 | 0 | 0.51 | 0.89 | 2.01 |
| Employment status |
|
|
|
|
|
|
|
| Self employed in agriculture | 0 |
|
|
|
|
| 1 |
| Self employed in trade | 0.60 | 0.12 | 4.93 | 0 | 0.36 | 0.84 | 1.83 |
| Wage employment in agriculture or non-profession | 0.64 | 0.09 | 7.48 | 0 | 0.48 | 0.81 | 1.91 |
| Wage employment in profession | 0.58 | 0.15 | 3.86 | 0 | 0.28 | 0.87 | 1.78 |
| Agriculture land |
|
|
|
|
|
|
|
| Not farm household | 0 |
|
|
|
|
| 1 |
| Farm household | −1.08 | 0.07 | −15.94 | 0 | −1.21 | −0.95 | 0.34 |
| Ethnicity |
|
|
|
|
|
|
|
| Hill Brahmin/Chhetry | 0 |
|
|
|
|
| 1 |
| Hill/Terai indigenous | −0.23 | 0.07 | −3.17 | 0.002 | −0.37 | −0.09 | 0.79 |
| Newaa/Pahari | −1.59 | 0.11 | −14.20 | 0 | −1.81 | −1.37 | 0.20 |
| Dalits | −0.71 | 0.12 | −5.98 | 0 | −0.95 | −0.48 | 0.49 |
| Terai high cast | −1.42 | 0.20 | −7.09 | 0 | −1.81 | −1.02 | 0.24 |
| Terai middle caste | −1.37 | 0.14 | −9.90 | 0 | −1.64 | −1.10 | 0.25 |
| Other minorities | −2.51 | 0.27 | −9.47 | 0 | −3.03 | −1.99 | 0.08 |
| Constant | −4.30 | 0.22 | −19.79 | 0 | −4.72 | −3.87 |
|