| Variables | Asians | Blacks | Whites |
| Female | −0.099 | 0.021 | −0.049 |
| (0.066) | (0.051) | (0.036) | |
| Age | −0.007*** | 0.007*** | 0.008*** |
| (0.003) | (0.002) | (0.002) | |
| Incomplete Primary | −0.537 | 0.096 | −0.246* |
| (0.362) | (0.091) | (0.139) | |
| Complete Primary | −0.511*** | −0.068 | −0.230* |
| (0.183) | (0.091) | (0.133) | |
| Incomplete Tech Secondary | −0.415 | −0.036 | −0.309** |
| (0.323) | (0.101) | (0.136) | |
| Complete Tech Secondary | −0.498*** | 0.113 | −0.336*** |
| (0.184) | (0.105) | (0.13) | |
| Incomplete Univ. Secondary | −0.706*** | −0.058 | −0.236* |
| (0.251) | (0.112) | (0.139) | |
| Complete Univ. Secondary | −0.674*** | −0.055 | −0.317** |
| (0.175 | (0.116) | (0.13) | |
| Some University | −0.730*** | 0.193 | −0.175 |
| (0.212) | (0.154) | (0.142) | |
| Complete University | −0.660*** | 0.128 | −0.258* |
| (0.189) | (0.136) | (0.134) |