Author (s)

Title of Research Paper

Objective (s)

Research Method

Results or Findings

GYAMFI [14]

Factors affecting the adoption of e-marketing among SMEs;

Case study of selected SMEs in the Kumasi metropolis, Ashanti region.

To identify the various factors affecting the decision by SMEs owners and managers to adopt the technology or not. In addition, to ascertain the level to which each factor influences their decisions to adopt the technology.

Quantitative approach was used to determine the magnitude of each factor in influencing adoption of E-Marketing among SMEs. A qualitative approach was useful to provide the researcher with perspective.

The main factors inhibiting the adoption of electronic marketing among SMEs in Kumasi are: technological incompatibility with target markets; lack of knowledge; stakeholder’s unreadiness; technology disorientation as well as perception.

Boateng, R. Molla, A., Heeks, R. and Hinson, R. [15] .

Advancing E-commerce Beyond Readiness in a Developing Country: Experiences of Ghanaian

Firms

To identify factors affecting the assimilation of electronic commerce in Ghana and the solutions that Ghanaian firms have developed.

CPT Framework (Bajaj & Leonard, 2004) and PERM

Model (Molla & Licker, [7]

social networks, managerial capabilities and government commitment has an attendant effect on adoption and use of tangible resources like electronic commerce applications.

GARIBA FUSEINI [16]

Small And Medium-Sized Enterprises’ (Smes’) Access To Credit In Ghana: Determinants And Challenges

To find the factors that influence SMEs’ demand for and access to credit in Ghana.

Firm-level survey of 720 firms which was conducted by the World Bank in Ghana in 2013.

All Ghanaian firms in general, and SMEs in particular, face credit constraints.

Complex application process; unfavorable interest rates, high collateral requirement and short loan maturity period were major obstacles preventing them from applying for credit.

Taylor and Owusu [17]

Factors Affecting Internet and e-Commerce Adoption among Small and

Medium-Sized Enterprise Non-Traditional Exporters: Case Studies of Ghanaian Handicraft Exporters

To examine the factors that affect Internet and E-commerce adoption among small exporting handicraft firms in Ghana.

Using interviewing, the study presented an in-depth analysis of the cases of two major Ghanaian Handicraft

Exporters that have been using the internet in their business operations.

The internal factors that:

Affected internet and e-commerce adoption of the firms were perceived benefits of the technology from owner/manager

Characteristics, lack of qualified staff to develop and support e-commerce website from firm characteristics, and limited

Resources from cost and return on investment. The key external factors affecting the adoption included limited Internet

Service Providers (ISP), lack of online payment process, pricing structures, and limited availability of online banking

Services, power failure, and low competition in the industry.

Seth Kwaku Amoah and Alfred Kwabena Amoah [18]

The Role of Small and Medium Enterprises (SMEs) to Employment in Ghana

To assess the role that MSMEs (Micro, Small and Medium-Sized Enterprises) are playing with respect to

employment in Ghana

descriptive statistics

MSMEs in Ghana offered employment of about 82 percent to the working population in the country with marked differences in the different regions in the country.

Mohammed Abdulai Mahmoud [19]

Market Orientation and Business Performance among SMEs in Ghana

To investigate the market orientation-performance link among Ghanaian SMEs

survey

The development of market orientation in this sector rests more on the attitude of owners/Managers.

Market orientation leads to superior performance under ceaseless

competitive conditions.