| Beijing | Shanghai | Shenzhen | Guangzhou |
Domestic and foreign currency deposits of financial institutions | 100,095.50 | 73,882.45 | 59,259.04 | 35,469.29 |
Domestic and foreign currency loans of financial institutions | 53,650.60 | 47,915.81 | 31,984.07 | 24,231.71 |
Premium income | 1207.20 | 986.75 | 548.66 | 601.81 |
Securities transactions | 232,318.56 | 1,281,498.00 | 444,708.19 | 49,514.63 |
Insurance penetration | 0.06 | 0.04 | 0.03 | 0.04 |
Securitization degree | 10.89 | 54.38 | 27.79 | 2.97 |