| ROA | SNONIN | BSD | TIERI | F.C | SMD | |
| ROA | 1 | |||||
| SNONIN | −0.2522 | 1 | ||||
| 0.0017*** | ||||||
| BSD | 0.0462 | 0.2681 | 1 | |||
| 0.5708 | 0.0008*** | |||||
| TIER1 | −0.5276 | 0.2763 | −0.1081 | 1 | ||
| 0.000*** | 0.0005*** | 0.1835 | ||||
| F.C | −0.2679 | 0.0202 | −0.234 | 0.0985 | 1 | |
| 0.0008*** | 0.8039 | 0.0036*** | 0.2258 | |||
| SMD | 0.1282 | 0.1115 | 0.5639 | −0.1026 | −0.1941 | 1 |
| 0.1143 | 0.1698 | 0.000*** | 0.2067 | 0.0162*** | ||
| TRADE | 0.1375 | −0.0742 | 0.1794 | −0.1253 | −0.4176 | 0.2277 |
| 0.0902* | 0.3619 | 0.0265** | 0.1229 | 0.000*** | 0.0046 | |
| FDI | 0.0238 | 0.2202 | 0.6423 | −0.0075 | 0.0703 | 0.5133 |
| 0.77 | 0.0062** | 0.000*** | 0.9268 | 0.3881 | 0.000*** | |
| SIZE | 0.1175 | 0.0361 | 0.0201 | 0.0559 | 0.0312 | 0.052 |
| 0.148 | 0.6575 | 0.8053 | 0.4927 | 0.7017 | 0.5231 | |
| CTA | −0.232 | 0.2505 | −0.0659 | 0.8418 | −0.0942 | −0.0687 |
| 0.0039*** | 0.0018*** | 0.4184 | 0*** | 0.2469 | 0.3991 | |
| LIQ | 0.2118 | 0.0995 | 0.2176 | −0.1092 | −0.1446 | 0.169 |
| 0.0086*** | 0.221 | 0.0069*** | 0.1791 | 0.0746* | 0.0368** | |
| NLOAN | −0.0623 | −0.0195 | 0.1824 | 0.0119 | −0.0106 | 0.1889 |
| 0.4446 | 0.8111 | 0.024 | 0.884 | 0.8962 | 0.0193 | |
| LLR | −0.6053 | 0.3182 | −0.1549 | 0.6792 | 0.0826 | −0.1356 |
| 0.000*** | 0.0001*** | 0.0559* | 0.000*** | 0.31 | 0.0947** |