Variables | FEOR | OCB | |||
Model 1 | Model 2 | Model 3 | Model 4 | Model 5 | |
Constant | 3.833*** | 2.484*** | 3.348*** | 2.147*** | 1.132** |
Gender | −0.261*** | −0.204** | −0.176* | −0.118 | −0.025 |
Age | −0.127 | 0.045 | −0.330 | −0.158 | −0.178 |
Marriage | −0.020 | −0.078 | 0.128 | 0.069 | 0.105 |
Tenure | 0.385* | 0.238 | 0.449* | 0.303 | 0.194 |
Children | 0.172* | 0.066 | 0.245** | 0.139 | 0.109 |
FSSB | 0.500*** | 0.499*** | 0.270*** | ||
FEOR | 0.458*** | ||||
F-statistic | 5.119*** | 17.995*** | 3.467** | 15.424*** | 23.638*** |
ΔR² | 0.111 | 0.235 | 0.078 | 0.234 | 0.137 |
R² | 0.089 | 0.327 | 0.078 | 0.312 | 0.449 |