	OECD	NAFTA	ASEAN	EU	NIC	G20	G8
Intercept	0.909	−0.726	−0.679	−0.343	1.255*	−0.813	−0.237
$C A P I T A L_{j, t}$	−1.525***	−0.978	−0.230	0.494	−0.129	0.737	0.169
$L O A N_{j, t}$	0.029	−0.085	−0.035	0.004	−0.088	−0.062	0.017
$N P L_{j, t}$	0.838	0.881	0.103	0.188	1.154**	0.418	0.313
$P L_{j, t}$	−0.019	0.025	1.835**	0.314	0.026	0.058	0.045
$F A_{j, t}$	0.058	0.083*	0.038	0.451	0.314	0.121	0.048
$R O E_{j, t}$	−1.328*	0.549	−1.509***	0.515	0.067	0.075	0.615
$I I I E_{j, t}$	0.847	−1.762*	−1.566***	−1.818***	−1.703***	−1.312**	−1.663***
$N I I N I E_{j, t}$	−1.343**	0.252	−0.274*	−0.853**	−1.466***	0.266	−0.939*
$R G D P_{j, t}$	1.307*	0.521	1.459***	−0.346	0.612	−0.837	0.345
$S T O C K_{j, t}$	0.717	−0.783	0.704	0.151	−0.586	−0.374	0.148
$C P I_{j, t}$	−0.521	0.317	−0.629	−0.517	0.685	0.265	−0.136
χ²	25.093***	18.191*	30.935***	97.368***	52.736***	20.912**	29.607***
Cox and Snell R²	0.165	0.123	0.205	0.504	0.667	0.140	0.129
Nagelkerke R²	0.233	0.212	0.281	0.674	0.704	0.228	0.278
Sample	1217	289	385	1217	799	857	742