	OECD	NAFTA	ASEAN	EU	NIC	G20	G8
Intercept	−0.689	1.670**	0.358	0.770	1.885	−1.568**	−1.094
$C A P I T A L_{j, t}$	−1.102*	0.016	−1.327**	−0.188	0.325	0.665	−0.957**
$L O A N_{j, t}$	0.165*	0.003	0.020	−0.036	−0.003	−0.017	0.018
$N P L_{j, t}$	0.114**	0.055	0.016	−0.028	0.028	0.098**	−0.053
$P L_{j, t}$	−0.628	−0.531***	−0.167**	0.113*	0.095	0.127**	0.189***
$F A_{j, t}$	0.135	0.416***	0.277**	−0.019	−0.120	0.205*	0.156
$R O E_{j, t}$	−0.512	0.611	−0.351	−1.338**	−1.602**	0.411	1.088
$I I I E_{j, t}$	−0.301**	−0.005	0.027	0.012	0.016	0.021	0.035
$N I I N I E_{j, t}$	−0.074	0.252	−0.275***	−0.015	0.046	−0.029	−0.275*
$R G D P_{j, t}$	1.172***	−0.790	−0.741	−0.279	0.145	0.277	−0.240
$S T O C K_{j, t}$	1.828***	−1.141	0.706	0.938	0.312	−1.221**	1.275*
$C P I_{j, t}$	−0.160	1.407***	−0.068	−0.240	−0.401	0.473	0.201
χ²	135.467***	64.988***	28.127***	17.400*	20.296**	26.098***	29.378***
Cox and Snell R²	0.445	0.246	0.115	0.073	0.084	0.107	0.120
Nagelkerke R²	0.594	0.347	0.169	0.098	0.113	0.145	0.165
Sample	1217	289	385	1217	799	857	742