Contribution

rate

Investment

rate

Gender

12%

14%

16%

18%

3%

Male

14.50%

16.91%

19.33%

21.74%

5%

19.08%

22.26%

25.43%

28.61%

8%

30.29%

35.34%

40.39%

45.44%

3%

Female

13.00%

15.16%

17.32%

19.49%

5%

17.10%

19.95%

22.80%

25.65%

8%

27.16%

31.68%

36.21%

40.73%