Investment Return

3%

4%

5%

6%

7%

8%

9%

Replacement rate

13.00%

14.86%

17.10%

19.82%

23.13%

27.16%

32.08%

Increase of Replacement rate

-

1.86%

2.24%

2.72%

3.31%

4.03%

4.92%