Investment Return

3%

4%

5%

6%

7%

8%

9%

Replacement rate

14.50%

16.57%

19.08%

22.11%

25.80%

30.30%

35.79%

Increase of Replacement rate

-

2.07%

2.51%

3.03%

3.69%

4.50%

5.49%