| Copying strategies | Urban (n = 103) | Rural (n = 103) | X2 - Value |
| Drawn on savings |
|
|
|
| -MHHs (Adopted) | 7 (6.80%) | 9 (8.74%) | 3.65NS |
| (Not adopted) | 59 (57.28%) | 54 (52.43%) |
|
| -FHHs (Adopted) | 4 (3.88%) | 6 (5.83%) |
|
| (Not adopted) | 33 (32.04%) | 34 (33.01%) |
|
| Borrowing money |
|
|
|
| -MHHs (Adopted) | 55 (53.40%) | 46 (44.66%) | 46.62*** |
| (Not adopted) | 11 (10.68%) | 17 (16.50%) |
|
| -FHHs (Adopted) | 28 (27.14%) | 29 (28.16%) |
|
| (Not adopted) | 9 (8.74%) | 11 (10.68%) |
|
| Being paid by non-household members |
|
|
|
| -MHHs (Adopted) | 13 (12.62%) | 14 (13.59%) | 4.12NS |
| (Not adopted) | 53 (51.46%) | 49 (47.57%) |
|
| -FHHs (Adopted) | 6 (5.83%) | 13 (12.62%) |
|
| (Not adopted) | 31 (30.40%) | 27 (26.21%) |
|
| Being exempted from payments |
|
|
|
| -MHHs (Adopted) | 8 (7.77%) | 11 (10.68%) | 3.28 NS |
| (Not adopted) | 58 (56.31%) | 52 (50.49%) |
|
| -FHHs (Adopted) | 7 (6.80%) | 9 (8.73%) |
|
| (Not adopted) | 30 (29.13%) | 31 (30.10%) |
|
| Payment is subsidized (Insured) |
|
|
|
| -MHHs (Adopted) | 23 (22.33%) | 8 (7.77%) | 1.047NS |
| (Not adopted) | 43 (41.75%) | 55 (53.40%) |
|
| -FHHs (Adopted) | 11 (10.68%) | 5 (4.85%) |
|
| (Not adopted) | 26 (25.24%) | 35 (33.98%) |
|
| Contribution from group scheme |
|
|
|
| -MHHs (Adopted) | 5 (4.85%) | 8 (7.77%) | 1.65NS |
| (Not adopted) | 61 (59.22%) | 55 (53.40%) |
|
| -FHHs (Adopted) | 4 (3.88%) | 7 (6.80%) |
|
| (Not adopted) | 33 (32.04%) | 33 (32.04%) |
|