Independent variable

B

Standard error (SE)

t-value

Sig.

Constant

8.90

1.18

2.19

0.031

Untreated morbidity

0.079

8.34

4.63

0.000***

Medical check-ups

0.096

4.02

6.33

0.000***

Covering costs of treatments

0.087

7.23

5.00

0.003***