| Variable | Urban (n = 103) | Rural (n = 103) | X2 - Value |
| Utilization |
|
|
|
| -MHHs (Inclusive) | 49 (47.57%) | 41 (39.81%) | 49.65*** |
| (Exclusive) | 17 (16.50%) | 22 (21.36%) |
|
| -FHHs (Applicable) | 28 (27.18%) | 36 (34.95%) |
|
| (Exclusive) | 9 (8.74%) | 4 (3.88%) |
|
| OOP expenditure |
|
|
|
| -MHHs (Inclusive) | 35 (33.98%) | 38 (36.89%) | 36.62** |
| (Exclusive) | 31 (30.10%) | 25 (24.27%) |
|
| -FHHs (Inclusive) | 29 (28.16%) | 38 (36.89%) |
|
| (Exclusive) | 8 (7.77%) | 2 (1.94%) |
|
| Insurance ownership |
|
|
|
| -MHHs (Inclusive) | 19 (18.45%) | 28 (27.18%) | 28.28** |
| (Exclusive) | 47 (45.63%) | 35 (33.98%) |
|
| -FHHs (Inclusive) | 32 (31.07%) | 27 (26.21%) |
|
| (Exclusive) | 5 (4.85%) | 13 (12.62%) |
|
| Health care payment options |
|
|
|
| -MHHs (Inclusive) | 45 (43.69%) | 50 (48.54%) | 48.28*** |
| (Exclusive) | 21 (20.39%) | 16 (15.53%) |
|
| -FHHs (Applicable) | 33 (32.04%) | 34 (33.01%) |
|
| (Exclusive) | 4 (3.88%) | 3 (2.91%) |
|
| Seeking health care (waiting days) |
|
|
|
| -MHHs (Inclusive) | 38 (36.89%) | 31 (30.10%) | 35.62** |
| (Exclusive) | 28 (27.18%) | 35 (33.98%) |
|
| -FHHs (Inclusive) | 31 (30.10%) | 35 (33.98%) |
|
| (Exclusive) | 6 (5.83%) | 5 (4.85%) |
|