Indicators

2019

2020

2021

Profitability & Efficiency

ROE

Year of M&A

7.15%

10.28%

ROA

0.88%

1.19%

EPS (Basic)

3.11

4.51

Interest expense/Interest income

0.067

0.056

Non-interest expense/Total income

0.584

0.608

Liquidity

Cash & Cash equivalent/Total asset

0.037

0.037

Total liabilities/Total assets

0.862

0.862

Leverage

Debt to equity ratio

0.626

0.56

Capital ratio

0.139

0.128