Indicators

2019

2020

2021

Profitability & Efficiency

ROE

Year of M&A

9.22%

13.14%

ROA

0.94%

1.33%

EPS (Basic)

1.140

1.730

Interest expense/Interest income

0.140

0.199

Non-interest expense/Total income

0.597

0.538

Liquidity

Cash & Cash equivalent/Total asset

0.043

0.029

Total liabilities/Total assets

0.891

0.888

Leverage

Debt to equity ratio

0.963

0.957

Capital ratio

0.109

0.112