| Reliability of Credit scoring tools | 3.92 | Upper Average | 11th |
| Relative advantages | 3.89 | Upper Average | 12th |
| Information, products characteristics | 3.87 | Upper Average | 13th |
| Openness to Technology | 3.81 | Upper Average | 14th |
| Sustainability | 3.81 | Upper Average | 14th |
| Cost of Implementation | 3.73 | Upper Average | 16th |
| Technical Skills | 3.73 | Upper Average | 16th |
| Platform Administration | 3.67 | Upper Average | 18th |
| Governance | 3.67 | Upper Average | 18th |