Variables | Items | Mean | S. D. | Rank | Level | Order |
Laws and Regulations | Regulatory Framework | 4 | 0.904 | 4th | High | 10th |
Licensing | 4.23 | 0.883 | 3rd | High | 6th | |
Governance | 3.67 | 1.142 | 5th | Upper Average | 18th | |
Financial Consumer Protection | 4.4 | 0.747 | 1st | High | 2nd | |
Cyber security | 4.37 | 0.965 | 2nd | High | 4th | |
Technological Factors | Relative advantages | 3.89 | 0.1.003 | 4th | Upper Average | 12th |
Complexity | 4.09 | 0.921 | 1st | High | 7th | |
Accessibility | 4.09 | 0.921 | 1st | High | 7th | |
Availability | 4.09 | 0.921 | 1st | High | 7th | |
Sustainability | 3.81 | 1.002 | 5th | Upper Average | 14th | |
Cost of Implementation | 3.73 | 1.124 | 7th | Upper Average | 16th | |
Technical Skills | 3.73 | 1.124 | 7th | Upper Average | 16th | |
Openness to Technology | 3.81 | 1.002 | 5th | Upper Average | 14th | |
Organizational Factors | Information, products characteristics | 3.87 | 0.959 | 5th | Upper Average | 13th |
Security Trust | 4.4 | 0.747 | 2nd | High | 2nd | |
Payment System | 4.41 | 0.653 | 1st | High | 1st | |
Platform Administration | 3.67 | 1.142 | 6th | Upper Average | 18th | |
Reliability of Credit scoring tools | 3.92 | 1.113 | 4th | Upper Average | 11th | |
Creditworthiness measurement | 4.28 | 0.833 | 3rd | High | 5th | |
Implementation of Crowdfunding | Reduction of Credit Cost | 3.73 | 1.174 | 3rd | Upper Average |
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Increase availability of funding | 4.28 | 0.833 | 1st | High |
| |
Promote entrepreneurship | 3.73 | 1.174 | 3rd | Upper Average |
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Promote Investment | 4.28 | 0.833 | 1st | High |
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