|
| LLP | LLP (S = 1) | LLP (S = 0) |
| EBTP | 0.4506*** (3.45) | 0.7504*** (6.16) | 68 (1.10) |
| Sys*EBTP | −0.1578*** (−3.10) | −0.1559*** (−3.59) | −69.97 (−1.13) |
| Sys | 0.0041*** (4.02) | 0.0040*** (4.30) | 1.229 (1.13) |
| NCO | −0.031 (−0.61) | −0.0138 (−0.23) | 0.124 (0.69) |
| NPL | 0.1445*** (5.56) | 0.1186*** (3.24) | 0.3614*** (3.46) |
| LOAN | 0.0250*** (9.13) | 0.0246*** (8.16) | 0.0378*** (3.31) |
| GROWTH | −0.0000*** (−3.69) | −0.0000** (−2.05) | 0.0001* (1.86) |
| ROE | 0.0000 (−0.47) | 0.0000 (0.19) | 0.0003* (1.96) |
| SIZE | 0.0006 (0.89) | 0.0032*** (4.36) | −0.0168*** (−3.25) |
| Tier1 | 0.0001*** (3.39) | 0.0003** (2.35) | 0.0001 (0.39) |
| c | −0.0214 (−1.33) | −0.0816*** (−4.83) | −0.922 (−0.82) |
| Annual fixed effect | yes | yes | yes |
| N | 513 | 290 | 69 |
| R2 | 0.49 | 0.53 | 0.81 |