|
| LLP | DLLP |
| NPL | 0.1559*** (9.07) |
|
| ΔNPL | 0.0000 (−0.26) |
|
| LOAN | 0.0254*** (9.50) |
|
| ΔLOAN | 0.0000 (0.07) |
|
| NCO | −0.0000 (−0.51) |
|
| Sys |
| 0.0004** (2.28) |
| EBTP |
| 0.0881 (1.13) |
| SIZE |
| −0.0021*** (−4.42) |
| Tier1 |
| 0.0000 (−0.59) |
| GROWTH |
| −0.0001*** (−9.44) |
| c | 0.0003 (0.23) | 0.0548*** (5.39) |
| Annual fixed effect | yes | yes |
| N | 598 | 476 |
| R2 | 0.32 | 0.31 |