|
| LLP | LLP (S = 1) | LLP (S = 0) |
| Sys | 0.0012*** (3.68) | 0.0015*** (4.19) | 0.0015 (1.06) |
| NPL | 0.1005*** (5.84) | 0.0819*** (3.34) | 0.0599 (1.36) |
| LOAN | 0.0237*** (9.10) | 0.0216*** (7.46) | 0.0351*** (3.21) |
| NCO | −0.8819** (−2.02) | −0.0001* (−1.83) | −0.0166 (−1.55) |
| EBTP | 0.2234** (2.12) | 0.2534** (2.23) | 0.4906 (1.07) |
| GROWTH | −0.0000*** (−4.01) | −0.0000*** (−2.82) | −0.000 (−1.39) |
| ROE | −0.0001* (−1.80) | −0.000 (−0.27) | −0.0002 (−1.13) |
| cons | −0.0009 (−0.45) | −0.0022 (−0.92) | −0.0067 (−0.75) |
| Annual fixed effect | yes | yes | yes |
| N | 574 | 310 | 89 |
| R2 | 0.39 | 0.40 | 0.47 |