Variable Full Sample Men Women Panel 1:Dependent Variable: Rent or Buy R2 = 1.00 R2 = 0.93 R2 = 0.99 Constant 3.65 × 10−13 1.71*** 1.68*** Variability of Income 3.60 × 10−21*** 3.67 × 10−6 1.28 × 10−7 Conformity to Referent Group’s Housing Expense 0.00 1.42 × 10−3 0.21*** Risk of Foreclosure 1.00*** 1.00*** 1.00*** Diminished Status 0.00 1.00*** 1.00*** Loss of Mobility −5.37 × 10−12 −0.99*** −0.99*** Labor Supply 0.00 0.06** 0.03 Panel 2: Dependent Variable: New Car Expenditure R2 = 0.94 R2 = 0.93 R2 = 0.81 Constant −3.507 × 103 1.93** 2.81 × 104** Variability of Income 0.05 0.12* −0.39 Conformity to Referent Group 1.70 × 104 −3.2 × 104 Limited number of usable observations yielded no results Cost of a New Car (Payment + Registration + Insurance) 6.25 × 104** 7.21 × 104* Limited number of usable observations yielded no results Cost of a Used Car (Payment + Registration + Insurance) −7.11 × 105* 6.09 × 104 Limited number of usable observations yielded no results Cost of Maintenance 5.95 × 105 5.94 × 103** Limited number of usable observations yielded no results Labor Supply −46.76 1.14 × 104 7.28 × 104** Panel 3: Dependent Variable: Used Car Expenditure R2 = 0.81 R2 = 0.54 R2 = 0.85 Constant 8.93 × 103 9.05 × 103** 1.39 × 104*** Variability of Income 0.02 0.08 0.091 Deviation from New Car Buyers −9.96 × 103*** −1.56 × 103, p < 0.1 5.7 × 103 Cost of a New Car (Payment + Registration + Insurance) −2.95 × 104 0.00 0.00 Cost of a Used Car (Payment + Registration + Insurance) 2.90 × 104** 0.00 0.00 Cost of Maintenance 39.17 0.00 0.00 Labor Supply 1.35 × 103 2.56 × 104 1.73 × 104, p < 0.1 Panel 4 Dependent Variable: Lunch Brought from Home R2 = 0.91 R2 = 0.91 R2 = 0.92 Constant 0.4119*** 0.43*** 0.39*** Family Size −5.50 × 10-3 −6.04 × 10−3 −5.22 × 10−3 Lunch Consumed at Restaurants 0.27*** 0.27*** 0.30** Variability of Income −1.81 × 10−7, p < 0.1 −2.18 × 10−7 −1.07 × 10−7 Labor Supply −5.58 × 10−3 3.48 × 10−3 8.10 × 10−3 Socialization Opportunities −0.03* −0.03 −0.03* Conformity to Own Referent Group 0.05*** 0.06*** 0.04*** Conformity to Aspirant Group 3.09 × 10−3 8.40 × 10−4 7.27 × 10−3 Panel 5 Dependent Variable: Lunch Consumed at Restaurants R2 = 0.70 R2 = 0.75 R2 = 0.79 Constant −0.71*** −0.87*** 0.17***