| Variable | Full Sample | Men | Women |
| Panel 1:Dependent Variable: Rent or Buy | R2 = 1.00 | R2 = 0.93 | R2 = 0.99 |
| Constant | 3.65 × 10−13 | 1.71*** | 1.68*** |
| Variability of Income | 3.60 × 10−21*** | 3.67 × 10−6 | 1.28 × 10−7 |
| Conformity to Referent Group’s Housing Expense | 0.00 | 1.42 × 10−3 | 0.21*** |
| Risk of Foreclosure | 1.00*** | 1.00*** | 1.00*** |
| Diminished Status | 0.00 | 1.00*** | 1.00*** |
| Loss of Mobility | −5.37 × 10−12 | −0.99*** | −0.99*** |
| Labor Supply | 0.00 | 0.06** | 0.03 |
| Panel 2: Dependent Variable: New Car Expenditure | R2 = 0.94 | R2 = 0.93 | R2 = 0.81 |
| Constant | −3.507 × 103 | 1.93** | 2.81 × 104** |
| Variability of Income | 0.05 | 0.12* | −0.39 |
| Conformity to Referent Group | 1.70 × 104 | −3.2 × 104 | Limited number of usable observations yielded no results |
| Cost of a New Car (Payment + Registration + Insurance) | 6.25 × 104** | 7.21 × 104* | Limited number of usable observations yielded no results |
| Cost of a Used Car (Payment + Registration + Insurance) | −7.11 × 105* | 6.09 × 104 | Limited number of usable observations yielded no results |
| Cost of Maintenance | 5.95 × 105 | 5.94 × 103** | Limited number of usable observations yielded no results |
| Labor Supply | −46.76 | 1.14 × 104 | 7.28 × 104** |
| Panel 3: Dependent Variable: Used Car Expenditure | R2 = 0.81 | R2 = 0.54 | R2 = 0.85 |
| Constant | 8.93 × 103 | 9.05 × 103** | 1.39 × 104*** |
| Variability of Income | 0.02 | 0.08 | 0.091 |
| Deviation from New Car Buyers | −9.96 × 103*** | −1.56 × 103, p < 0.1 | 5.7 × 103 |
| Cost of a New Car (Payment + Registration + Insurance) | −2.95 × 104 | 0.00 | 0.00 |
| Cost of a Used Car (Payment + Registration + Insurance) | 2.90 × 104** | 0.00 | 0.00 |
| Cost of Maintenance | 39.17 | 0.00 | 0.00 |
| Labor Supply | 1.35 × 103 | 2.56 × 104 | 1.73 × 104, p < 0.1 |
| Panel 4 Dependent Variable: Lunch Brought from Home | R2 = 0.91 | R2 = 0.91 | R2 = 0.92 |
| Constant | 0.4119*** | 0.43*** | 0.39*** |
| Family Size | −5.50 × 10-3 | −6.04 × 10−3 | −5.22 × 10−3 |
| Lunch Consumed at Restaurants | 0.27*** | 0.27*** | 0.30** |
| Variability of Income | −1.81 × 10−7, p < 0.1 | −2.18 × 10−7 | −1.07 × 10−7 |
| Labor Supply | −5.58 × 10−3 | 3.48 × 10−3 | 8.10 × 10−3 |
| Socialization Opportunities | −0.03* | −0.03 | −0.03* |
| Conformity to Own Referent Group | 0.05*** | 0.06*** | 0.04*** |
| Conformity to Aspirant Group | 3.09 × 10−3 | 8.40 × 10−4 | 7.27 × 10−3 |
| Panel 5 Dependent Variable: Lunch Consumed at Restaurants | R2 = 0.70 | R2 = 0.75 | R2 = 0.79 |
| Constant | −0.71*** | −0.87*** | 0.17*** |