Coefficients

2000

2004

2006

2009

2011

2015

Coef.

S.E.

Coef.

S.E.

Coef.

S.E.

Coef.

S.E.

Coef.

S.E.

Coef.

S.E.

Insurance Types

Free * Female

−0.963

**

0.490

0.018

0.215

0.434

***

0.089

0.439

0.413

−0.479

***

0.131

0.272

0.61

Compensation * Female

−0.845

*

0.492

−0.006

0.205

−

−

−

−

−

−

−

−

Cooperation * Female

−0.993

**

0.49

0.124

0.233

0.272

**

0.121

0.475

0.419

−0.46

***

0.145

0.417

0.622

Other * Female

−0.858

*

0.483

0.038

0.227

0.487

***

0.134

0.451

0.422

−0.517

***

0.153

0.371

0.624

Constant

7.254

***

0.378

8.494

***

0.216

8.05

***

0.142

9.393

***

0.192

8.796

***

0.111

10.105

***

0.561

Observations

5267

5380

5076

5242

6696

5675

R-squared

0.257

0.271

0.295

0.212

0.224

0.247

Adjusted R-square

0.257

0.271

0.295

0.212

0.224

0.247