Year	Obs	Variable	Trade Credit	Bank Loan	ROA	Current Ratio	Inventory turnover	Collateral	Cash	Size	Age
2019	124	Mean	0.38	0.27	4.79	2.47	57.70	0.41	0.08	20.65	23.69
2019		SD	0.26	0.28	12.58	2.56	364.37	0.25	0.13	0.74	10.47
2020	124	Mean	0.32	0.25	3.16	2.39	27.26	0.39	0.10	20.70	24.69
2020		SD	0.22	0.26	8.91	2.26	124.03	0.24	0.12	0.71	10.47
2021	124	Mean	0.31	0.24	5.99	2.43	32.03	0.38	0.09	20.78	25.69
2021		SD	0.22	0.26	14.35	2.37	141.10	0.23	0.11	0.68	10.47
2022	124	Mean	0.32	0.23	3.69	3.17	38.03	0.37	0.09	20.88	26.77
2022		SD	0.22	0.26	9.38	6.60	241.52	0.24	0.11	0.67	10.44
Overall	496	Mean	0.33	0.25	4.41	2.61	38.76	0.39	0.09	20.75	25.21
Overall		SD	0.23	0.26	11.54	3.90	237.46	0.24	0.12	0.71	10.49