| Primary Indicators | Secondary Indicators | Specific Indicators | |
| Coverage Breadth (BRE) | Account Coverage Rate | Number of Alipay accounts per ten thousand people | |
| Proportion of Alipay users with linked bank cards | |||
| Average number of bank cards linked to each Alipay account | |||
| Usage Depth (DEP) | Payment Services | Average number of payment transactions per person | |
| Average payment amount per person | |||
| Money Market Fund Services | Average number of Yu’e Bao purchases per person | ||
| Average amount of Yu’e Bao purchases per person | |||
| Number of Yu’e Bao users per ten thousand Alipay users | |||
| Credit Services | Personal Consumer Loans Small and Micro Enterprises | Number of internet consumer loan users per ten thousand Alipay adult users | |
| Average number of loan transactions per person | |||
| Average loan amount per person | |||
| Small and Micro Enterprises | Number of internet small and micro business loan users per ten thousand Alipay adult users | ||
| Average number of loans per small and micro business borrower | |||
| Average loan amount per small and micro business borrower | |||
| Insurance Services | Insurance Services Number of insured users per ten thousand Alipay users | ||
| Average number of insurance per person | |||
| Average insurance amount per person | |||
| Investment Services | Investment Services Number of internet investment users per ten thousand Alipay users | ||
| Average number of investment transactions per person | |||
| Average investment amount per person | |||
| Credit Services | Credit Services Average number of credit checks per person | ||
| Number of Alipay users per ten thousand using credit-based services (including payments, accommodations, transportation, social interactions, etc.) | |||
| Digitalization (DIG) | Affordability | Average interest rate for small and micro business loans | |
| Average interest rate for personal loans | |||
| Convenience | Proportion of transactions made using QR code payments | ||
| Proportion of transaction amounts made using QR code payments | |||
| Creditization | Proportion of transactions made using Huabei installment payments | ||
| Proportion of transaction amounts made using Huabei installment payments | |||
| Proportion of Exempted Transactions in Sesame Credit (compared to the total deposit required) | |||
| Proportion of amounts exempted by Zhima Credit (compared to the total deposit required) | |||