Variable | Description |
Month | From January to December |
Week of Month | 1, 2, 3, 4, 5 |
Day of Week | From Sunday to Saturday |
Make | Accura, BMW, Chevrolet, Dodge, Ferrari, Ford, Honda, Jaguar, Lexus, Mazda, Mercedes, Mercury, Nisson, Pontiac, Porche, Saab, Saturn, Toyota, VW |
Accident Area | Rural, urban |
Day of Week Claimed | From Sunday to Saturday |
Week of Month Claimed | 1, 2, 3, 4, 5 |
Month Claimed | From January to December |
Sex | Male, female |
Marital Status | Divorced, married, single, widow |
Age (Continuous) | Ages range from 16 to 80 |
Fault | Policyholder, third party |
Policy Type | Sedan—all perils, sedan—collision, sedan—liability, sport—all perils, sport—collision, sport—liability, utility—all perils, utility—collision, utility—liability |
Vehicle Category | Sedan, sport, utility |
Vehicle Price | (Less than $20,000), ($20,000 - $29,000), ($30,000 - $39,000), ($40,000 - $59,000), ($60,000 - $69,000), (greater than $69,000) |
Policy Number | ID variable |
Rep Number | 1 - 16 |
Deductible | 300, 400, 500, 700 |
Driver Rating | 1, 2, 3, 4 |
Days Policy Claims | 15 - 30, 8 - 15, more than 30, none |
Days Policy Accident | 1 - 7, 15 - 30, 8 - 15, more than 30, none |
Past Number of Claims | 1, 2 - 4, more than 4, none |
Age of Vehicle | 2 years, 3 years, 4 years, 5 years, 6 years, 7 years, more than 7 years, new |
Age of Policy Holder | 16 - 17, 18 - 20, 21 - 25, 26 - 30, 31 - 35, 36 - 40, 41 - 50, 51 - 65, over 65 |
Police Report Filed | Yes, No |
Witness Present | Yes, No |
Agent Type | External, internal |
Number of Supplements | 1 - 2, 3 - 5, more than 5, none |
Address Change Claim | Under 6 months, 1 year, 2 - 3 years, 4 - 8 years, no change |
Number of Cars | 1, 2, 3 - 4, 5 - 8, more than 8 |
Year | 1994, 1995, 1996 |
Base Policy | All perils, collision, liability |
Fraud Found | 0, 1 (response) |