T-test

Self-employed

Employees

(s.d.)

(s.d.)

t = −2.510

0.77

1.83

Two Months

p = 0.015

(0.513)

(0.904)

t = −0.928

1.48

1.93

One Year

p > 0.1

(1.232)

(1.431)

t = −6.528

0.34

3.19

Four Years

p = 0.000

(0.307)

(3.069)