Scale

ETR

BETR

IETR

Life Insurance

Large

0.2099

0.0516

0.1583

Medium

0.2650

0.1280

0.1370

Small

0.2251

0.0691

0.1560

Property Insurance

Large

0.5888

0.4581

0.1307

Medium

0.6100

0.5206

0.0893

Small

0.6010

0.5032

0.0978

Agricultural Insurance

0.3268

0.2324

0.0945