Yes

No

Total

N

%

N

%

N

%

I had to borrow money from my relatives

8

13.3

52

86.7

60

100

I took a loan from a state bank

19

31.7

41

68.3

60

100

I did not borrow any money but I had to reduce my spending

28

46.7

32

53.3

60

100

I had no difficulty

10

16.7

50

83.3

60

100