Variable

Wholesalers (n = 45)

Retailers (n = 70)

Sex

Male

28 (62.22)

13 (18.57)

Female

17 (37.78)

57 (81.43)

Type of business

Sole proprietor

43 (95.56)

70 (100.00)

Limited company

2 (4.44)

Business Experience

<1 year

3 (6.67)

7 (10.00)

1 - 3 years

7 (15.56)

18 (25.71)

3 - 5 years

9 (20.00)

15 (21.43)

>5 years

24 (53.33)

30 (42.86)

Mode of procurement

Procurement from the farm gate

5 (11.11)

4 (5.71)

Supplier delivers to trader

15 (33.33)

39 (55.71)

Middlemen delivers

25 (55.00)

27 (38.57)

Forms of products procured

Milled rice

27 (60.00)

70 (100.00)

Paddy rice

18 (40.00)

Barriers to entry

Official and unofficial regulations

15 (33.33)

32 (45.71)

Funding

41 (91.11)

53 (75.71)

Access to information

8 (17.78)

23 (32.86)

Sources of capital

Credit

35 (77.78)

47 (67.14)

Friends/relatives (equity)

10 (22.22)

15 (21.43)

Sell household assets

8 (11.43)

Challenges in accessing credit

Long-term procedures

27 (60.00)

46 (65.71)

Lack of collaterals

37 (82.22)

62 (88.57)

High-interest rates

34 (75.56)

58 (82.86)

Lack of proper information

18 (40.00)

36 (51.43)

Stock

Available

45 (100.00)

22 (31.43)

Not available

48 (68.57)

Means of access to information on rice prices in different markets

Print and electronic media

11 (24.44)

Wholesalers

-

62 (82.67)

Mobile phone

42 (93.33)

43 (61.43)

Fellow traders (colleagues)

34 (75.56)

60 (85.71)

Others

7 (15.56)

17 (24.29)