variables

Fixed effects

log Commercial opening

(Coefficients)

Std_Err

(p > [t])

Ln automated mobile money operators

(−0.0062877)*

0.0159699

(0.694)

Ln Exchange rate terms

(0.0017781)*

0.0028428

(0.533)

Ln Foreign Direct Investment

(0.0251363)**

0.0197683

(0.205)

Ln Gross Domestic Product

(−0.2371655)

0.1252073

(0.060)***

Ln Inflation

(0.0270906)**

0.020393

(0.186)

Cons_

(5.168734)

0.9851962

(0.0000)*

Nbr Obs

192

F-Stat

20.30

Prob F-Stat

0.0000

R-Sq Whithin

0.0527