Independent Variables

LOGIT

Ordered LOGIT

MLE

AME

MLE

Household size

−0.7894*** (0.306)

0.108

−0.0498 (0.188)

Number of identity cards possessed

0.4629*** (0.079)

−0.059

0.1374*** (0.039)

Different financial products availed

−0.2989 (0.286)

0.041

−0.1205 (0.206)

Household condition

0.0295 (0.116)

−0.003

−0.1567* (0.087)

Household environmental condition

−0.3307** (0.157)

0.043

−0.0177 (0.11)

Health related conditions

0.2085 (0.181)

−0.027

−0.0948 (0.136)

Education related conditions

0.0168 (0.34)

−0.006

−0.1423 (0.259)

Total annual income of household^a

0.0014 (0.002)

< −0.001

0.0029** (0.001)

Annual food expenses^a

0.0231* (0.012)

−0.003

0.0082 (0.008)

Annual education expenses^a

−0.0072 (0.01)

0.001

0.0115* (0.007)

Annual healthcare expenses^a

0.0071 (0.011)

−0.001

−0.0133* (0.008)

Annual house-related expenses^a

−0.2013*** (0.064)

0.026

−0.2179*** (0.041)

Annual loan repayment expenses^a

0.0101 (0.013)

−0.001

0.0824*** (0.011)

Health problems faced in past 2 years

−0.0992 (0.2)

0.014

−0.0334 (0.135)

Household members currently studying

1.0411*** (0.353)

−0.139

0.2575 (0.22)

Members who left education mid-way

−0.477 (0.442)

0.046

−0.2355 (0.313)

Total social support expected

0.0001** (<0.001)

< −0.001

<0.0001 (<0.001)

Improvement in social dynamics

0.1048 (0.089)

−0.013

0.1543** (0.062)

Intercept

−3.0212** (1.416)

Intercept 4

−7.5781*** (1.369)

Intercept 3

−4.3151*** (1.089)

Intercept 2

−1.3692 (1.024)

Intercept 1

2.7842*** (1.072)