| Variable Description | N1 | N2 | Mean (μ1) | Mean (μ2) |
| Number of active loans | 375 | 200 | 1.2 | 3.8 |
| Total outstanding amount (INR) | 375 | 200 | 17675.82 | 49037.01 |
| Borrowers Age (Years) | 375 | 200 | 36.45 | 37.68 |