| Variables | Wilks’ Lambda | F | df1 | df2 | Sig. |
| Money | 0.991 | 3.587 | 1 | 376 | 0.059 |
| Cost | 0.932 | 27.633 | 1 | 376 | 0.000 |
| Capability | 0.934 | 26.748 | 1 | 376 | 0.000 |
| Family | 0.996 | 1.603 | 1 | 376 | 0.206 |
| Attitude | 0.980 | 7.598 | 1 | 376 | 0.006 |
| Trust | 0.959 | 16.270 | 1 | 376 | 0.000 |
| Culture | 0.849 | 66.772 | 1 | 376 | 0.000 |
| Literacy | 0.960 | 15.578 | 1 | 376 | 0.000 |
| Documentation | 0.998 | .573 | 1 | 376 | 0.450 |
| Distance | 0.984 | 5.974 | 1 | 376 | 0.015 |