Estimated

Std Error

Z value

P values

Intercept

−1.8356

0.5461

3.361

0.000776***

BankAcc

0.6005

0.3265

1.839

0.065933

Collateral 2

0.4974

0.5283

0.942

0.346437

Collateral 3

1.6769

0.7763

2.160

0.030756*

Collateral 4

1.9615

0.3682

5.327

9.99e-08***