Variable

Coefficient

Standard error

T

P

IV

−3.025^***

0.394

−7.67

0.000

B

−0.312^***

0.051

−6.10

0.000

B*IV

5.012^***

0.409

12.24

0.000

LEV

−3.321^***

0.040

−81.96

0.000

TR

0.0002^***

0.000

8.30

0.000

TAT

0.080^**

0.040

2.03

0.042

RBR

0.047^***

0.006

7.64

0.000

Ind

Controlled

Year

Controlled

Adj.

0.3397

F (sig)

639.65 (0.000)