Variables

1

2

3

4

1)

Perceived usefulness (PU)

0.158

0.112

0.319*

2)

Perceived ease of use (PEU)

0.397

0.293

0.065

3)

Subjective norm (SN)

0.334

0.541

0.213

4)

Intention to use (ITU)

0.565

0.255

0.462

Mean

5.95

5.20

5.37

6.10

Standard deviation

0.881

1.301

1.377

0.858

Composite reliability (CR)

0.825

0.817

0.666

0.642

Average variance extracted (AVE)

0.610

0.692

0.500

0.474*