| Constructs and measures |
| Loadings | Errors | T-value | R2 |
| Perceived usefulness (PU) |
|
|
|
|
|
|
| PU1 | 0.784 | 0.386 | Fixed | 0.614 |
|
| PU3 | 0.788 | 0.379 | 13.99 | 0.624 |
|
| PU4 | 0.772 | 0.404 | 14.81 | 0.596 |
| Perceived ease of use (PEU) |
|
|
|
|
|
|
| PEU1 | 0.893 | 0.203 | Fixed | 0.797 |
|
| PEU2 | 0.766 | 0.413 | 10.01 | 0.587 |
| Subjective norm (SN) |
|
|
|
|
|
|
| SN1 | 0.64 | 0.465 | Fixed | 0.409 |
|
| SN2 | 0.732 | 0.481 | 7.26 | 0.535 |
| Intention to use (ITU) |
|
|
|
|
|
|
| ITU1 | 0.721 | 0.481 | Fixed | 0.519 |
|
| ITU4 | 0.654 | 0.572 | 7.34 | 0.428 |