Models

ROA

ROE

NIM

Lag 1

−1.5097***

(0.2099)

−0.4431***

(0.1247)

HCE

0.4498***

(0.0870)

0.0496**

(0.0193)

SCE

0.0007***

(0.0002)

CEE

0.9985***

(0.0126)

15.6162**

(7.0507)

−2.8323***

(0.9442)

LEV

−2.4967***

(0.7227)

−1.4671***

(0.2089)

SIZE

0.0010**

(0.0009)

C

−0.0382***

(0.0095)

0.8617

(0.6377)

1.7804***

(0.2156)

R-squared

0.985

0.592

0.597

S. E. of regression

0.009

1.130

0.198

n

114

96

96

Durbin-Watson stat

1.104

1.617

1.924

Hausman test

Chi-Sq. Stat

1.11

0.38

21.75

P-value

0.776

0.984

0.000