Innovation

Variable

Description

Users

None Users

Chi2 Value

Access to information

Yes

74.27

55.84

10.061**

No

25.73

44.16

Group participation

Yes

51.14

16.88

29.282***

No

48.86

83.12

Access to credit

Yes

15.31

6.49

4.087**

No

84.69

93.51

Contract arrangement

Yes

6.51

2.60

1.749

No

93.49

97.40