rate factor

parameters of model 1

parameters of model 2

parameters of model 3

intercept term

−1.0225***

0.4382***

−2.2621***

agecat2

−0.1793***

−0.1117***

−0.2231***

agecat4

−0.2636***

−0.2008***

−0.2649***

agecat5

−0.4320***

−0.3333***

−0.4520***

agecat6

−0.3520***

−0.2472***

−0.4037***

agecat10

−0.2294***

−0.1774***

−0.2186***

valuecat3

−0.1310

0.0382

−0.1221

valuecat4

−0.8596***

−0.7892**

−0.8213*

valuecat5

−0.3604

−0.2237

−0.6511

valuecat6

−1.6236**

−1.5906**

−1.4762*

valuecat9

−0.1855***

−0.1418***

−0.1990***

AIC statistic

169100

145475.0

81169