Finance Resources (X7)

X7.1

X7.2

X7.3

X7.4

0.945

0.946

0.732

0.889

Business Nature (X8)

X8.1

X8.2

X8.3

X8.4

0.818

0.943

0.889

0.901

Performance Expectancy (X9)

X9.2

X9.3

X9.4

X9.5

0.778

0.878

0.885

0.727

Effort Expectancy (X10)

X10.1

X10.2

X10.3

0.868

0.855

0.908

Social Influence (X11)

X11.1

X11.2

X11.3

X11.4

0.779

0.885

0.821

0.844

Perceived Usefulness (X12)

X12.1

X12.2

0.885

0.886

Ease of Use (X13)

X13.1

X13.2

X13.3

0.843

0.923

0.965

Language (X14)

X14.1

X14.2

X14.3

X14.4

X14.5

0.811

0.900

0.823

0.887

0.845

Uncertainty (X15)

X15.1

X15.2

0.774

0.775

E-Government Adoption (Y)

Y.1

Y.2

Y.3

Y.4

0.891

0.854

0.868

0.939