Collateral

Years in same subject

Property

Bank Relationship

Mortgage

813

0 - 4

330

Yes

2062

Deposit relationship

690

No collateral

1286

5 - 9

1070

No

529

Loan relationship

976

Checks

364

10 - 19

787

Deposit & Loan relat.

222

Cash collateral

128

20 +

404

New customer

703

Total

2591

Total

2591

Total

2591

Total

2591

Own Facilities

Adverse

Performance 12/2010

Performance 12/2011

Yes

1237

Yes

239

Performing Loan

90.12%

Performing Loan

80.55%

No

1354

No

2352

NPL

9.88%

NPL

19.45%

Total

2591

Total

2591

Total

100%

Total

100%