(+)

Interest & Similar Income

(−)

Interest Expense & Similar Charges

Net Interest Income

(+)

Fee & Commission Income

(−)

Fee & Commission Expense

Net Fee & Commission Income

(+)

Other Operating Income

Total Operating Income

(+)

Depreciation

(+)

Other General Administrative Expenses

(−)

Operating Expenses

(−)

Provision for Impairment

Profit Before Tax

(−)

Income Tax

Net Profit