Variables	Pooled OLS Model
Variables	Z-score
^pMCR	−33.2052* (−0.33)
^pCAR	−46.7588 (−1.70)
^pDCBP	−7.0818 (−0.11)
^pLCR	0.5819 (1.04)
Obs.	450
Adjusted R²	0.6101