CIR

Risk

TAT

Risk

DTI

−0.0247**

−0.5050**

−0.0012*

−0.0047*

(−1.40)

(−0.45)

(−0.24)

(−0.37)

CIR

0.0330**

(1.10)

TAT

0.2872**

(0.11)

Controls

YES

YES

YES

YES

_cons

131.2668***

−1.2488

5.0684***

3.8316

(6.97)

(−0.23)

(4.28)

(0.88)

Individual

YES

YES

YES

YES

Time

YES

YES

YES

YES

F-test

4.31

4.72

3.57

3.55

Prob > F = 0.0000

Prob > F = 0.0000

Prob > F = 0.0000

Prob > F = 0.0000