| Level of Education | ||||||
| No. of Late Repayments | None | Primary school | Secondary school | Polytechnic/Uni. | Other | Total |
| 1 time only | 0.00 | 1.00 | 1.00 | 2.00 | 1.00 | 5.00 |
| 0.00% | 20.00% | 20.00% | 40.00% | 20.00% | 100.00% | |
| 0.00% | 6.67% | 16.67% | 66.67% | 50.00% | 14.29% | |
| 0.00% | 2.86% | 2.86% | 5.71% | 2.86% | 14.29% | |
| 2 times only | 4.00 | 7.00 | 3.00 | 1.00 | 1.00 | 16.00 |
| 25.00% | 43.75% | 18.75% | 6.25% | 6.25% | 100.00% | |
| 44.44% | 46.67% | 50.00% | 33.33% | 50.00% | 45.71% | |
| 11.43% | 20.00% | 8.57% | 2.86% | 2.86% | 45.71% | |
| 3 to 5 times | 4.00 | 5.00 | 2.00 | 0.00 | 0.00 | 11.00 |
| 36.36% | 45.45% | 18.18% | 0.00% | 0.00% | 100.00% | |
| 44.44% | 33.33% | 33.33% | 0.00% | 0.00% | 31.43% | |
| 11.43% | 14.29% | 5.71% | 0.00% | 0.00% | 31.43% | |
| 6 to 10 times | 1.00 | 2.00 | 0.00 | 0.00 | 0.00 | 3.00 |
| 33.33% | 66.67% | 0.00% | 0.00% | 0.00% | 100.00% | |
| 11.11% | 13.33% | 0.00% | 0.00% | 0.00% | 8.57% | |
| 2.86% | 5.71% | 0.00% | 0.00% | 0.00% | 8.57% | |
| Total | 9.00 | 15.00 | 6.00 | 3.00 | 2.00 | 35.00 |
| 25.71% | 42.86% | 17.14% | 8.57% | 5.71% | 100.00% | |
| 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | |
| 25.71% | 42.86% | 17.14% | 8.57% | 5.71% | 100.00% | |