| Model | Unstandardized Coefficients | Standardized Coefficients | t | Sig. | R-square | |
| B | Std. Error | Beta | ||||
| (Constant) | 0.409 | 0.078 |
| 5.270 | 0.000 | 0.059 |
| Loans Volume | −0.022 | 0.016 | −0.153 | −1.434 | 0.153 |
|
| Firm Age | −0.019 | 0.021 | −0.096 | −0.902 | 0.368 |
|